Get paid today.Not in 90 days.

PayDay lets a small business sell a confirmed invoice to an investor and get cash as soon as it sells. When the client pays, the money goes to the investor automatically. One smart contract on Avalanche.

  • Hackathon winnerRevoluchain, Prilep 2026
  • Tested with Foundry42 tests · 100% coverage
  • Verified sourceReadable on Snowtrace
Try the demo Launch app Built on
Avalanche
Built at the Revoluchain hackathon · Prilep 2026 · Thanks to the sponsors
Avalanche team1 Trend Tehnologii Coworking Prilep luma Zephyr Angels Kapital Finance Cryptool

You did the work.
The money comes in 90 days.

Small businesses deliver first and wait 30, 60, sometimes 90 days to get paid. Rent, salaries and suppliers don't wait.

Selling the invoice for cash, called factoring, fixes that. Today it means paperwork, slow approvals, and trusting that the invoice isn't fake or already sold to someone else.

Why on-chain

The rules are code.
Not promises.

01

Confirmed by the client

Only the client's own wallet can confirm a debt. No confirmation, no sale.

02

No double sale

Every invoice has exactly one holder. Only that holder can sell it, and never to two buyers at once.

03

Proof that holds up

The client's confirmation, the amount and the due date are public and can't be edited. If it doesn't pay, that record is evidence for a claim.

04

Public payer record

Every payment is recorded as on time or late, in public. Investors see a client's record before they buy.

The math

You set the price.
Investors pick the deal.

The business sets the price. The bigger the discount and the shorter the wait, the better the deal for the investor. Try it.

1,000
Invoice face value
What the client owes.
960
Business gets today
Cash now instead of waiting.
17%
Investor return, per year
Read live from Avalanche

Not a mockup.
It's running.

These numbers come straight from the contract on Avalanche Fuji, every time you load this page. Every invoice, sale and payment is a public transaction.

0
Invoices on-chain
0
Face value financed · AVAX
0
Paid on time
✓ Source verified
View on Snowtrace ↗
Status

Testnet
prototype.

PayDay runs with test AVAX on Fuji. It isn't audited and isn't ready for real money. If a client never pays, the investor takes the loss, but keeps a confirmed, timestamped record of the debt to take to court. This is what comes before mainnet.

Before mainnet0 of 7 done
  • Milestone 01Verified companiesRegistry check, signed wallet proof and a binding agreement. You see "Supermarket DOOEL ✓", not 0x…
    Planned
  • Milestone 02The real invoice on-chainA fingerprint of the actual signed invoice document
    Planned
  • Milestone 03Investor agreementThe debt legally moves to the investor who buys it
    Planned
  • Milestone 04Stablecoin paymentsPrice invoices in USDC, not AVAX
    Planned
  • Milestone 05Private invoice dataOnly a fingerprint on-chain
    Planned
  • Milestone 06Emergency pauseStop the contract if something breaks
    Planned
  • Milestone 07Independent security auditBefore any real funds
    Planned

Try it in
two minutes.

Demo mode needs no wallet. Play the business, the client and the investor, with the same rules as the real contract.

Try the demo Launch app